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 401K POOLED EMPLOYER
PLANS (PEPS) 

Big Plan Benefits For Small Companies
 
What is a PEP?

Multiple Employer Plans have been successfully used for decades as closed plans where pooled members of associations share a commonality of interest. The SECURE Act passed by Congress creates a new type of Multiple Employer Plan called Pooled Employer Plans (PEPs). The benefit of a PEP is that they allow for unrelated companies to join a single shared 401(k) plan. The plan can be administered by a professional provider, bringing considerable time and costs savings - time once required to manage a 401k plan - as well as the ability to achieve economies of scale. 

Granite Group and PEP

As a Pooled Plan Provider and 3(38) fiduciary of 401K PEP, we take care of PEP administration, monitoring, and reporting. We provide solid fiduciary protection, as well as a complete personalized package for employees and employers.

For Financial Advisors

PEP poses a great opportunity to grow your business. Help your clients stay engaged and take the guesswork out of how to invest in their retirement with a GGA PEP.

For Small and Medium-Sized Companies

With GGA, as your PEP Plan Provider, you get a documented process and systematic approach, with greater accountability and fewer decision burdens so you can focus on growing your business.  

 

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INVESTMENT

GUIDANCE

FIDUCIARY

PROTECTION

CUSTOMIZABLE

PORTFOLIOS

EMPLOYEE

ENGAGEMENT

Fiduciary Protection

With GGA, as your PEP Plan Provider, you get a documented process and systematic approach, with greater accountability and fewer decision burdens so you can focus on growing your business.  

Time and Resource Savings

Eliminate the burden of forms to sign or investment decisions to make. We take on the administrative and management responsibility so you don’t have to.

Fewer Fees

More personalized service with lower fees than the average plan provider

Customizable Portfolios

No managed allocation models, we help the employee find a personalized allocation according to their own risk profile, anytime and anywhere.

 

Financial Education Platform

Free online education and tools for employees, giving them the power to find solutions right for them.   

Private Client Services in a 401 Plan

Our 30 years of investment experience means we drive solutions instead of products, so every employer and employee gets our attention and guidance.

STANDALONE PLAN
Standalone plans cost more in fees and provide fewer services.
FEE STRUCTURE

Administrative Fees 

0.21%

Fiduciary & Comparable Fees 

0.90%

TOTAL FEES

1.11%

GRANITE GROUP PEP

Granite Group saves you time and money over Standalone Plans. Plus we include a deep suite of extra benefits at no additional cost.













FEE STRUCTURE

Administrative Fees 

0.11%

Fiduciary & Comparable Fees 

0.25%

TOTAL FEES

0.36%