401K POOLED EMPLOYER
PLANS (PEPS)
Big Plan Benefits For Small Companies
What is a PEP?
Multiple Employer Plans have been successfully used for decades as closed plans where pooled members of associations share a commonality of interest. The SECURE Act passed by Congress creates a new type of Multiple Employer Plan called Pooled Employer Plans (PEPs). The benefit of a PEP is that they allow for unrelated companies to join a single shared 401(k) plan. The plan can be administered by a professional provider, bringing considerable time and costs savings - time once required to manage a 401k plan - as well as the ability to achieve economies of scale.
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Granite Group and PEP
As a Pooled Plan Provider and 3(38) fiduciary of 401K PEP, we take care of PEP administration, monitoring, and reporting. We provide solid fiduciary protection, as well as a complete personalized package for employees and employers.
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For Financial Advisors
PEP poses a great opportunity to grow your business. Help your clients stay engaged and take the guesswork out of how to invest in their retirement with a GGA PEP.
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For Small and Medium-Sized Companies
With GGA, as your PEP Plan Provider, you get a documented process and systematic approach, with greater accountability and fewer decision burdens so you can focus on growing your business.
INVESTMENT
GUIDANCE
FIDUCIARY
PROTECTION
CUSTOMIZABLE
PORTFOLIOS
EMPLOYEE
ENGAGEMENT
Fiduciary Protection
With GGA, as your PEP Plan Provider, you get a documented process and systematic approach, with greater accountability and fewer decision burdens so you can focus on growing your business.
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Time and Resource Savings
Eliminate the burden of forms to sign or investment decisions to make. We take on the administrative and management responsibility so you don’t have to.
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Fewer Fees
More personalized service with lower fees than the average plan provider
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Customizable Portfolios
No managed allocation models, we help the employee find a personalized allocation according to their own risk profile, anytime and anywhere.
Financial Education Platform
Free online education and tools for employees, giving them the power to find solutions right for them.
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Private Client Services in a 401 Plan
Our 30 years of investment experience means we drive solutions instead of products, so every employer and employee gets our attention and guidance.
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