
401(k) POOLED EMPLOYER
PLAN (PEP)
Big Plan Benefits for Companies
What is a PEP?
Multiple Employer Plans have been successfully used for decades as closed plans where pooled members of associations share a commonality of interest. The SECURE Act passed by Congress creates a new type of Multiple Employer Plan called Pooled Employer Plans (PEPs). The benefit of a PEP is that they allow for unrelated companies to join a single shared 401(k) plan. The plan can be administered by a professional provider, bringing considerable time and costs savings once required to manage a 401(k) plan.
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About the GGA 401(k) PEP
With GGA Retirement as the Pooled Plan Provider and Granite Group Advisors as 3(38) fiduciary, we take care of administration, monitoring, and reporting. We provide robust fiduciary protection, as well as a complete personalized package for employees and employers. Additionally, we help small-to-medium sized plans access institutional level investment options.
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For Financial Advisors
A PEP poses a great opportunity to grow your business. Help your clients' employees stay engaged and take the guesswork out of how to invest for their retirements.
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For Small and Medium-Sized Companies
With us as your plan provider, you get a documented process and systematic approach, with greater accountability and fewer decision burdens so you can focus on growing your business.

INVESTMENT
GUIDANCE
FIDUCIARY
PROTECTION
CUSTOMIZABLE
PORTFOLIOS
EMPLOYEE
ENGAGEMENT
Fiduciary Protection
With us as your Plan Provider, you get a documented process and systematic approach, with greater accountability and fewer decision burdens so you can focus on growing your business.
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Save Time and Resources
Eliminate the burden of forms to sign or investment decisions to make. We take on the administrative and management responsibility so you don’t have to.
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Fewer Fees
More personalized service with lower fees than the average plan provider
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Customizable Portfolios
Institutional investment options, we help the employee find a personalized allocation according to their own risk profile, anytime and anywhere.
Financial Education Platform
Free online education and tools for employees, giving them the power to find solutions right for them.
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Private Client Services in a 401(k) Plan
Our 30+ years of investment experience means we drive solutions instead of products, so every employer and employee gets our attention and guidance.
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